Loans can help you buy something today that you would normally only be able to purchase after years of saving. There are several reasons to take out a loan, the most common is for a specific purpose like renovating your house or buying a new vehicle. The Two Main...
Today in our credit series, we’re focusing on building or rebuilding your credit. Pay on time. Whether building, maintaining, or rebuilding, payment history is the single biggest factor impacting credit scores according to myfico.com. Try not to use too much of your...
Cool temperatures and short daylight hours can lead to depressed moods. Beat the winter blues while looking forward to spring with these 4 mood-boosting tips. Exercise. Improve your physique while boosting your mood through regular exercise. A walk, bike ride or...
When you maintain a good financial reputation, you reduce the perceived risk associated with lending to you, which can help increase your chances of qualifying for a loan at a reasonable interest rate. It is not just lenders who reference your credit score to make a...
The responsibilities of caregiving have grown as a result of basic demographics and the pandemic’s economic effects. More adult children have boomeranged back to the nest to deal with the burden of student loans while starting their careers. Additionally, seniors are...
You’ve gone from application through closing — let’s take a minute to talk about what comes after the papers are signed. There are still a couple of things you need to consider before you take up residence. Before You Move In: Decide if you want major upgrades: Big...
We all need an occasional tweak to our wardrobe every now and then. Whether it’s a new job, a new season, or you just want a piece of clothing that’s trending – a closet refresh can be invigorating! But, how do you update your look while living on a budget? First,...
In this day and age, we are more connected than ever. According to recent data, smart home systems are set to rise to a market value of $157 billion by 2023, and the number of installed connected devices in the home is expected to grow by a staggering 70% by 2025....
The leaves are changing, and we’ve turned our clocks back an hour which means Fall is finally here. For some people this means watching football, eating delicious food, or cooler temperatures. The one thing that is sure to be on everyone’s minds is upcoming holiday...
Healthcare costs play a pivotal role in your financial plan, so it is crucial to consider all options and make the best selection for you and your family. Open enrollment is the window of time when employers introduce changes to their benefit offerings for the...
When traveling for vacation, the holidays, or even a weekend getaway, you want the peace of mind in knowing your home is safe. Security systems, interior cameras and camera doorbells provide an extra eye – inside and out. Set timers or keep a light on to make...
Identity theft can happen to anyone at any time. When it does, it can be hard to recover. The crime can leave accounts drained, credit damaged and can even jeopardize employment. Protect your documents that have personal information and ask questions before giving...
Once you have received your loan approval, next comes the most exciting part of all: becoming the legal owner of your new home! Your agent along with the title company will let you know when you are scheduled to seal the deal and sign the final paperwork. Before You...
Those who work from home know achieving professional and personal balance can be challenging. Find work-life stability this fall with the following tips: 1. Start with a morning routine. It can be tempting to leave your business wardrobe in the closet while working...
Technology is part of life, and unless you’re planning to live off the grid in the wilderness, it will remain part of our everyday experiences. Our mobile devices are used for communication, social interaction, shopping, banking, maintaining fitness, lifestyle, among...
Natural disasters can happen any time of the year, so having a home – and a mobile disaster supply kit can help you better manage the situation in the days that follow. Create a mobile disaster kit in a waterproof storage container that can be quickly and...
The holidays are all about being thankful for what you have – and giving to those less fortunate. This Thanksgiving, if you’re looking for ways to give back, but want to make sure your charitable giving is budget-friendly, we’ve got some tips for you. Giving back...
Young professionals are learning about the “real world” – which means it’s their first time budgeting! If you budget your money well, your early twenties can be less stressful. To make a budget, first start off with your after-tax income. Then divide it between three...
Fraud can be frightening. There are those who lurk in the shadows online who want nothing more than to take advantage of your account information and identity. To help you from getting tricked into fraud, here are some practical tips to help you stay a step ahead....
Your monthly bank statements provide a range of information about your account. Whether you receive your statement by mail or as an e.Statement, it’s important to review your statement each month to confirm you and your bank are aligned on the transactions that took...