There are moments when we may wish we could go back in time and tell ourselves what the future holds. If only we knew, we could avoid regrettable decisions and embrace an even better future. Although, as far as we know, we can’t go back in time and messages can’t be...
read moreYou know how important it is to plan for retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact...
read moreIf you have retirement savings at a previous employer and are deciding what to do with the funds, it is important to make sure you’ve considered all your options. In general, you have the following four options when receiving a distribution from your employer...
read moreHoliday shopping is in full swing and protecting your financial information is more critical than ever! According to Adobe®Analytics, the U.S. is expected to reach $209.7 billion in online sales this holiday season (November 1st through December 31st) marking a 2.5%...
read moreWith the major stock market indices in bear market territory, this may be a good time to evaluate the potential benefits of realizing some capital losses in the investment portfolio. No one enjoys admitting defeat by selling an asset that has gone down in value, but...
read moreIt is Halloween and we all know what that means – kids young and old have two things on their minds: costumes and candy! This year, consider using the candy collected as an opportunity to teach financial literacy and saving strategies. Start a candy bank While it may...
read moreZelle® allows you to safely, quickly and easily send or receive money from those you trust such as your babysitter, fellow PTA parent or coworker. Whether you just enrolled with Zelle® or have been an active user for a while, keep these tips in mind to ensure you’re...
read moreSelling items online can be a great way to make some extra cash. Craigslist, Facebook Marketplace, and other sites attract a lot of buyers — some of which are fake. Protect yourself by watching out for the following: Fake payments These payments involve the “buyer”...
read moreExperience may be the best teacher, but that doesn’t mean we are all the best students. Many times, there are lessons we only grasp later in life once we’ve made the same mistakes over and over again. It has been said if you want your kids to learn about taxes, you...
read moreA successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing involves risk, including the possible loss of principal, here are six basic principles, which may help you...
read moreDo you have questions regarding your credit score? Understanding your credit can be difficult, but it is one of the most important things you can learn to set you up for financial success. To get answers for some of the questions that you may have about credit,...
read moreGift cards are popular for birthday gifts, holidays, and many other occasions, and providing a gift card option could elevate your business by increasing customer spending, expanding your customer base, and building brand loyalty! If you are not yet issuing gift cards...
read moreBecoming a do-it-yourselfer is easier than ever, thanks to the internet and YouTube. Skills and knowledge, once available only from professionals, are now accessible to anyone with the patience to watch instructional videos. For example, a person could diagnose a...
read moreIt can be burdensome to wonder what will happen to your estate upon your passing. However, there are plans you can put in place, with the help of professionals, to alleviate some of that weight. Estate planning is a process designed to help you manage and preserve...
read moreBalancing the day-to-day operations and responsibilities of a small business can leave you feeling overwhelmed. Choosing between suppliers, navigating staffing, and growing your business are extremely important to the success of your company, and finances play a...
read moreSeptember is Life Insurance Awareness Month— and an opportunity to grow your understanding of this important resource. Life insurance can help alleviate financial challenges. With a well-thought-out life insurance plan, one may ensure a home can remain in the family,...
read moreWhether you’re roasting marshmallows by a campfire, tailgating at a football game, or just enjoying the crisp cool nights with friends and family, the fall is a great time to be outdoors and great time to make improvements to one of your greatest assets — your home....
read moreIn twenty-two countries around the world, a special day is designated to recognize and to celebrate grandparents. In America that day is the first Sunday after Labor Day. Creating a family and a lasting legacy is a tremendous achievement, and every grandparent should...
read moreHaving a place to put money that you don’t need to spend on bills or necessities can help curb unnecessary spending. A savings account can hold your money for emergencies and be a good way to set aside money for a future purchase. To help you start your savings off in...
read moreYour life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your...
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