Aug 5, 2022 | Spin on Spending |
When it comes to back-to-school shopping, you have a lot to check off your list. Whether you are shopping online or taking advantage of a department store sale, it is important to keep your financial information secure. According to Mastercard SpendingPulseTM,...
read more
Aug 2, 2022 | Spin on Spending |
The Game of Life (the board game introduced by Milton Bradley as The Checkered Game of Life) was originally created over 160 years ago, in 1860. In the modern version released in 1960, the game starts out with an interesting scenario. Each player must choose whether...
read more
Jul 28, 2022 | Spin on Spending |
Don’t take the bait! Smishing is the most common mobile-based phishing. Slow down and think before you click! Smishing has become a big problem; according to the FBI, it is only getting worse. The average person gets over 19 spam texts per month. While not all...
read more
Jul 26, 2022 | Spin on Spending |
Quick question: Would you prefer to inherit—1. A $200,000 portfolio of stocks and bonds, or 2. A $200,000 IRA invested in the same stocks and bonds? All things being equal, the IRA should be your second choice since it comes with an income tax obligation. Most...
read more
Jul 21, 2022 | Spin on Spending |
Has the recent uptick in mortgage rates put your homebuying dreams on hold? If so, an adjustable-rate mortgage (ARM) may provide an option that makes homeownership a reality. While traditional fixed-rate mortgages allow you to lock in an interest rate that remains the...
read more
Jul 14, 2022 | Spin on Spending |
With restrictions winding down and summer in full swing, Americans are beginning to experience some of the wonderful travel they previously deferred. Some reports show travel spending is on the rise, and spending on experiences is outweighing spending on goods. Travel...
read more
Jul 12, 2022 | Spin on Spending |
Summer traveling is all about relaxation, family time, or just getting away from your everyday routine. It is a time to leave your worries at home. Here are some helpful tips to put your mind at ease this summer while traveling. Leave work at the office It can be easy...
read more
Jul 7, 2022 | Spin on Spending |
If you own or manage a business, your mailbox and inbox are probably full of offers to give you a loan. Why? Because making loans for businesses is easy. But at the end of the day, a loan is just a transaction – you get money and you’re obligated to repay that money...
read more
Jul 6, 2022 | Spin on Spending |
When it comes to the day-to-day operations of your business, you have a lot on your plate. With fraud and data security threats constantly evolving, you need to be aware of safety measures to keep your customer card data protected. The Payment Card Industry Data...
read more
Jul 5, 2022 | Spin on Spending |
Keeping your cool can be difficult when the market goes on one of its periodic roller-coaster rides. Having strategies in place can prepare you, both financially and psychologically, to handle market volatility. Here are 11 ways to avoid making hasty decisions, which...
read more
Jun 29, 2022 | Spin on Spending |
Did you know that business bank accounts don’t have the same protections that federal law affords consumers when it comes to recovering from fraudulent transactions? With experts predicting an increase in financial crimes, it’s critical for businesses of all sizes to...
read more
Jun 28, 2022 | Spin on Spending |
When it’s time to choose or change the bank for your business, the selection process can and should be very similar to how you go about choosing the right job candidate to add to your team. As with a job candidate, you want the bank with the right mix of services and...
read more
Jun 24, 2022 | Spin on Spending |
You have moved out, and you are living on your own for the first time. You have your own source of income and freedom. Now what? You don’t have to wait until you have graduated college to learn how to manage your money. Here are 5 simple steps to start budgeting as a...
read more
Jun 15, 2022 | Spin on Spending |
What is Elder Abuse? Elder abuse is an intentional or negligent act by any person that causes harm or a serious risk of harm to an older or vulnerable person who cannot give knowing consent. Elder Abuse is further defined by 5 types, financial exploitation, physical...
read more
Jun 14, 2022 | Spin on Spending |
Serving as a caregiver for a child or adult who has special needs brings unique challenges and is an admirable role. Each disability can present unique challenges, which require unique solutions. However, one common challenge involves managing financial resources,...
read more
Jun 9, 2022 | Spin on Spending |
The U.S. economy had never experienced anything like the coronavirus pandemic, which triggered widespread lockdowns of the local economy and a general economic contraction. Once vaccines became available, the economy did not reopen smoothly, with many disruptions in...
read more
Jun 8, 2022 | Spin on Spending |
Spring is known as the housing market’s busy season, but if you followed the trends last year, “busy” doesn’t even begin to describe how things unfolded. In 2021, intense bidding wars, record-high home prices, and rock-bottom inventory levels made for one of the most...
read more
Jun 7, 2022 | Spin on Spending |
Summer is approaching fast, and for many, that means vacation and travel. Whether going near or far, traveling can be a great way to get some relief from the day-to-day stresses of our busy lives. Don’t let device security cause added worry by not being...
read more
Jun 3, 2022 | Spin on Spending |
Why do so many people never obtain the financial independence they desire? Often, it is just because they do not take the first step — getting started. Besides procrastination, other excuses people make include investing is too risky, too complicated, too time...
read more
May 26, 2022 | Spin on Spending |
You are about to become a parent. Congratulations! Parenthood may be one of the most rewarding experiences you will ever have. There are also a lot of new factors to consider. An Arvest Wealth Management Client Advisor can walk through the planning process with you to...
read more