You may have heard that the great wealth transfer is coming. There are estimates of $30 to $70 trillion in assets to be transferred between generations in the coming decades. For some, it is much closer than they would like, and many individuals leaving an inheritance...
read moreDon’t just count on luck this month to win big. Today there are so many avenues that fraudsters take to scam you. You can get a call, email, or letter saying you won a sweepstakes, lottery, or prizes. Below are some helpful hints pointing you to a money scam: Signs...
read moreIn the corporate environment, there are sometimes circumstances which lead employers to offer certain employees early retirement packages. But how do you know if the seemingly attractive offer you’ve received is a good one? Start by evaluating it carefully to...
read moreThe prospect of financing a new business can make the most fearless entrepreneur waver – and with good reason. Lack of capital is one of the primary reasons start-up companies fail. The trick lies in knowing how much money you will need to get started and to cover...
read moreIf you care about what happens to your money, home, and other property after you pass, then it is time to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital. Even if you’re young...
read moreThe major budget package enacted by Congress in December included a subdivision called “SECURE Act 2.0.” The 1.0 version of this package of legislative changes for qualified retirement plans was the “Setting Every Community Up for Retirement Enhancement Act of 2019.”...
read moreLay the Groundwork You’ve got the idea and are ready to bring to market the next big thing. While your product or service is unique, there are commonalities amongst all successful entrepreneurs. The Right Stuff Experts agree that the following characteristics are...
read moreDo you ever wonder where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help you reach your financial goals. The new year can be a...
read moreIn a remote access scam, a scammer attempts to persuade you into giving them remote control over your personal computer, which allows the scammer to con money out of you and steal your private information. If a scammer gets into your computer remotely, they could: Get...
read moreWhen it comes to financial planning resolutions, creating an action-oriented plan includes figuring out where you are, what you want, and what you need to get there. These may seem like big, overarching questions, but they can be broken down into a few smaller...
read moreSocial Security benefits are a major source of retirement income for most people. Your Social Security retirement benefit is based on the number of years you’ve been working and the amount of money you’ve earned. When you choose to begin taking Social...
read moreAs the holiday season approaches, so does the desire to give gifts to those around us. These gifts are not just for people we know. Americans are some of the most charitable people on the planet, and that trend even grew over the last two years as people came together...
read moreCongress enacted the Setting Every Community Up for Retirement Enhancement Act in 2019, generally known as the “SECURE Act.” Key elements of the law included new incentives for employers to establish qualified retirement plans, lifting the age for Required Minimum...
read moreImpersonation scams are one of the most successful ways fraudsters steal money from their victims. This type of scam has proven to be exponentially successful as both business employees and individuals are scammed into sending billions of dollars every year. Here are...
read moreAs the year comes to an end, many businesses are preparing budgets, reviewing expense reports, and evaluating employee spending. These are all time intensive tasks that can prove to be daunting without the right tools or policies in place. Your time is valuable and...
read moreWhy did you purchase life insurance? If you’re like most people who buy life insurance, you’re looking to provide a source of income for someone, such as a spouse, parent, or child, after you pass. Buying the policy was the first step. Now you’ll...
read moreWhat is conducting a periodic review of your estate plan? With your estate plan successfully implemented, one final, but critical, step remains–carrying out a periodic review and update. Everyone has different life events and changes, both planned and unplanned, which...
read moreThere are moments when we may wish we could go back in time and tell ourselves what the future holds. If only we knew, we could avoid regrettable decisions and embrace an even better future. Although, as far as we know, we can’t go back in time and messages can’t be...
read moreYou know how important it is to plan for retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact...
read moreIf you have retirement savings at a previous employer and are deciding what to do with the funds, it is important to make sure you’ve considered all your options. In general, you have the following four options when receiving a distribution from your employer...
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