When shopping for a home it is important that you consider the short term and the long term. Some long-term items often overlooked are future home repairs or replacement of major parts of your home. Make sure that you have a qualified inspector go through your new...
read moreNatural disasters can happen any time of the year, so having a home – and a mobile disaster supply kit can help you better manage the situation in the days that follow. Create a mobile disaster kit in a waterproof storage container that can be quickly and...
read moreAs the temperature goes down, you may notice your utility bills start to go up. Luckily, there are ways to avoid those increases. If you’re cranking up the heat at home, that’s definitely going to increase your monthly bills. Instead, consider optimizing your window...
read moreIt’s the cozy season, which means we’re all spending more time at home. So, why not take this time to make some inexpensive changes to your space? Adding trim to any room makes it look more polished, and depending on the room size, it can cost under $150. If you want...
read moreIf you’re writing new year’s resolutions, you should have a plan for executing them, too! To make sure you set goals you can keep, you should be realistic. Think about a few things you wish you would’ve done in the past year to make yourself happier or healthier –...
read moreIt’s the most wonderful time of the year! And the most expensive. This season, you might find yourself hosting your family for holiday meals – and grocery bills add up fast. Luckily, there are ways to save money at the grocery store. First, when making your menu, rely...
read moreThe holidays are all about being thankful for what you have – and giving to those less fortunate. This Thanksgiving, if you’re looking for ways to give back, but want to make sure your charitable giving is budget-friendly, we’ve got some tips for you. Giving back...
read moreBank fees can be scary, but if you keep track of your spending, they lose their fear factor. There are several different types of bank fees you should look out for. ATM fees, overdraft fees, and fees on insufficient funds…. just to name a few. To avoid bank fees...
read moreYoung professionals are learning about the “real world” – which means it’s their first time budgeting! If you budget your money well, your early twenties can be less stressful. To make a budget, first start off with your after-tax income. Then divide it between three...
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Fraud can be frightening. There are those who lurk in the shadows online who want nothing more than to take advantage of your account information and identity. To help you from getting tricked into fraud, here are some practical tips to help you stay a step ahead....
read moreMost of us look back on our college years with fond memories. Among the things we take with us are – our degree, a few favorite t-shirts, and student loans! If your plan is to pay off your loans early, here are some tips to help: Begin repayment during the six-month...
read moreThere’s a long list of advice I wish I could give my younger self, especially when it comes to saving money. The first thing I would tell myself is that with my first job to put a minimum of 10-percent per paycheck into a savings account. The weeks will go by, and...
read moreOne of the most exciting parts about starting college is having your own space that you can furnish however you want! Dorm decorating can get expensive though, so it’s best to start off by taking inventory of the things you already have. Storage is of the utmost...
read more“Home Sweet Home” for 20-somethings is often an apartment or a rent house. If purchasing your first home must wait, rest assured there are benefits to renting. Renting can save you money: because you can split the rent and utilities with a roommate; you don’t have to...
read moreSpring cleaning can be rejuvenating! And, the transformation of your closet or garage doesn’t have to cost you a penny. In fact, it COULD benefit your wallet. There’s a huge market for gently used items. Consignment shops and online market places are great for...
read moreYour monthly bank statements provide a range of information about your account. Whether you receive your statement by mail or as an e.Statement, it’s important to review your statement each month to confirm you and your bank are aligned on the transactions that took...
read moreVacation season will be here soon! Stretch your budget by choosing to drive vs fly; consider alternative housing options; and pack your own snacks and drinks. Find hidden and less expensive gems by asking the locals where they eat and enjoy entertainment – rather than...
read moreWhether your garden is in your yard, patio, or on your windowsill – gardening can help you stay in touch with nature, reduce stress, save money and improve your health. Before you plant your seeds, take some time and watch the sun and learn which parts of your...
read moreValentine’s Day is a wonderful time to show your special someone just how much you care for them, but between flowers, chocolates, jewelry, and dinner out on the town, the costs for showing your love can add up fast. One way to curb the costs are to celebrate...
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There are hundreds of ways to consume media, from television and movies to podcasts and internet streaming videos – all of which are fighting for your attention. In the modern era of microtargeting, there are more and more avenues to consume media, and the questions...
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