Planning on traveling this summer? Traveling and vacations are all about relaxing and enjoying ourselves. Here are some tips on using your credit card while traveling to keep your vacation chill: Notify your credit card company that you will be traveling: Before you...
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Loans can help you buy something today that you would normally only be able to purchase after years of saving. There are several reasons to take out a loan, the most common is for a specific purpose like renovating your house or buying a new vehicle. The Two Main...
read moreToday in our credit series, we’re focusing on building or rebuilding your credit. Pay on time. Whether building, maintaining, or rebuilding, payment history is the single biggest factor impacting credit scores according to myfico.com. Try not to use too much of your...
read moreToday let’s focus on what exactly a credit score is and discuss ranges. First, let’s define “credit score”. It’s a number that tells lenders how likely a consumer is to repay borrowed money based on their credit history. The higher the number, the more likely...
read more“New year, new you,” doesn’t just apply to your wellness goals. You can also work on your financial fitness. In our last video we talked about the factors used to determine your credit score. Today, we’re sharing tips for caring for your credit score. First, paying...
read moreUnderstanding your credit can be difficult, so we’re starting a series to break it down for you. First up, we’ll look at the five main factors that affect your credit score. Payment history affects your score the most, taking into account on-time payments,...
read moreNothing beats the warm smell from baking cookies during the cold weather, especially since so many recipes have such aromatic ingredients like cinnamon, cloves, and nutmeg! To help make your treats look as terrific as they taste chill your dough. This makes it easier...
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As you begin checking names off your list, it’s also a great time to make sure you’re using your credit card as effectively as possible this holiday season. You may find yourself swiping your card or using it for online shopping more than usual this time of year. By...
read moreThe holiday season is upon us and folks are scrambling to fit shopping into the hustle and bustle of everyday life. We may not be able to help you pick the perfect gifts for your family and friends, but we can help speed up the process with our contactless debit...
read moreIdentity theft can happen to anyone at any time. When it does, it can be hard to recover. The crime can leave accounts drained, credit damaged and can even jeopardize employment. Protect your documents that have personal information and ask questions before giving...
read moreHalloween is right around the corner and we all know what that means – kids young and old have two things on their minds: costumes and candy! This year consider keeping all of the candy you buy and use it to teach financial literacy tips to your family. If you are...
read moreBefore any winter weather hits, complete a home check list this fall to make sure you’re prepared for winter and all that comes with it! Schedule a professional inspection to make sure your heating unit is ready for the cold. Check the seal around windows and doors to...
read moreMoving is an exciting process! If you’re moving into a new apartment, there are a few things you should do to make the experience positive. Before you move in, be sure to take a walk-through of the apartment. Check the locks and the water pressure, note your cell...
read moreCamping is a family favorite, and an ideal trip for price-conscious parents and adventure seekers. Many online guides will recommend you spend money on the best equipment, and that can get pricey. Instead, borrow or rent your tents, chairs, stoves and sleeping bags,...
read moreIt’s that time of year when we all head outside to get rid of the cabin fever and focus on improving our physical and mental health. Studies show that getting out and getting active is as good for your body as it is for your mental well-being, so try picking up some...
read moreWhen love is in the air, it could lead to an engagement ring on the finger! Diamond rings are an investment – and sometimes “love” comes before “saving.” A study by Bride magazine found that the average couple spent $3,700 on an engagement ring in 2020 – half...
read moreWhen shopping for a home it is important that you consider the short term and the long term. Some long-term items often overlooked are future home repairs or replacement of major parts of your home. Make sure that you have a qualified inspector go through your new...
read moreNatural disasters can happen any time of the year, so having a home – and a mobile disaster supply kit can help you better manage the situation in the days that follow. Create a mobile disaster kit in a waterproof storage container that can be quickly and...
read moreAs the temperature goes down, you may notice your utility bills start to go up. Luckily, there are ways to avoid those increases. If you’re cranking up the heat at home, that’s definitely going to increase your monthly bills. Instead, consider optimizing your window...
read moreIt’s the cozy season, which means we’re all spending more time at home. So, why not take this time to make some inexpensive changes to your space? Adding trim to any room makes it look more polished, and depending on the room size, it can cost under $150. If you want...
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