Nothing beats the warm smell from baking cookies during the cold weather, especially since so many recipes have such aromatic ingredients like cinnamon, cloves, and nutmeg!

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To help make your treats look as terrific as they taste chill your dough. This makes it easier to shape and decreases overspreading in the oven. Be exact with your measurements. Too much flour and your cookie may not spread at all, too little and it may become a cookie blob because it’s too moist from the wet ingredients. And bake one batch at a time in the center of the oven to help keep an even temperature.

Did you know similar tips can be applied to your financial fitness? Chill unnecessary spending. Be exact about revenue versus expenses when building a budget. And focus on one goal at a time until you reach your savings or debt elimination goals. If you cooled off on spending, you could apply that money to savings or a debt.

Arvest Online Banking with BlueIQ™ can help you with all these financial needs. To learn more visit arvest.com.

For more financial education check out A Spin on Spending.