Sophisticated scammers are determined, diligent, and are relentlessly coming up with new ways to gain people’s trust and confidence in order to steal their assets. In 2019, over 3.2 million fraud reports were submitted to the Federal Trade Commission, and many...
Spring cleaning can be rejuvenating! And, the transformation of your closet or garage doesn’t have to cost you a penny. In fact, it COULD benefit your wallet. There’s a huge market for gently used items. Consignment shops and online market places are great for...
Vacation season will be here soon! Stretch your budget by choosing to drive vs fly; consider alternative housing options; and pack your own snacks and drinks. Find hidden and less expensive gems by asking the locals where they eat and enjoy entertainment – rather than...
The Setting Every Community Up for Retirement Enhancement (SECURE) Act was grafted onto a government spending agreement in December, and it took effect on January 1 of this year. The new legislation provides several enhancements and tax benefits for more retirement...
Whether your garden is in your yard, patio, or on your windowsill – gardening can help you stay in touch with nature, reduce stress, save money and improve your health. Before you plant your seeds, take some time and watch the sun and learn which parts of your...
Valentine’s Day is a wonderful time to show your special someone just how much you care for them, but between flowers, chocolates, jewelry, and dinner out on the town, the costs for showing your love can add up fast. One way to curb the costs are to celebrate...
During the winter months it’s important to keep track of your vehicle’s tire pressure and tread. Your tires can lose up to one pound of pressure per square inch with every 10 degree drop in the air’s temperature. Driving around with low tires can lead to higher...
It may not be Y2K again, but it is a new decade and there is a media buzz about the date change from 2019 to 2020. A number of articles and newscasts have been giving consumers this advice: Write out the full year, 2020, with all four digits when you sign and date...
When you first join a gym, the trainer will often ask what your fitness goals are. It’s important to have these health and lifestyle goals in mind to help you track your progress and to provide you with a sense of reward as you go along. The same is true for...
As the temperatures outside fall, energy bills rise. Combined with travel expenses, purchasing gifts and new fall fashions, the winter months can be disastrous to your budget. By following a few quick tips, you may be able to survive until spring with your savings...
For many fans, tailgating is an essential part of the game day experience. It’s a great way to get hyped for the game and fill up before you head into the stadium. Game day eating is often more about quantity, rather than quality and a quick way to save a few bucks,...
More consumers are shopping online than ever before. According to the U.S. Department of Commerce, e-commerce sales grew nine times faster than traditional brick & mortar store sales between 1998 and 2017, and that rate of growth continues. With Cyber Monday...
The holiday season is officially upon us, and with that comes festive photos to send with your holiday cards. If you’re searching for inspiration on how best to share your season’s greetings with family and friends and ready to check another item off your to-do list,...
Living with roommates is not for everyone. And there can be disadvantages to sharing your space. But the financial advantages, alone, may outweigh any drawbacks if you have the right roommates.
A Spin on Spending is a place for tips, tricks, and things you should know about managing your finances! In this episode we’re talking about building credit!