Jul 25, 2023 | Spin on Spending |
Taking the time to search for the right lender may mean the difference between borrowing success and failure. A business loan officer at your bank not only provides the short- and long-term financing your company needs, he or she is a great source for information on...
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Jul 11, 2023 | Spin on Spending |
Hindsight may be 20/20, but predicting the future is always hard. “If only I had acted.” “I knew that would happen…” “The market agreed with me at the time.” These are all thoughts that pass through most investors’ minds at one point or another. The reason investors...
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Jul 10, 2023 | Spin on Spending |
Businesses have adapted to a multi-channel approach; encompassing in-store, online and on-the-go purchases. When it comes to multiple shopping channels, it is important to create a seamless and consistent experience across the board. The modern customer expects the...
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Jul 7, 2023 | Spin on Spending |
For many student loan borrowers – including recent graduates – student loan repayments are scheduled to start this fall. Arvest has some advice to help borrowers prepare their budgets for their new payment. Simplicity is key when it comes to managing personal...
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Jul 3, 2023 | Spin on Spending |
The first half of the year is behind us. During those six months, life events happen – both planned and unplanned. It can be helpful to revisit your financial plan to ensure it still supports your goals. Here are some ways to evaluate if you are continuing on...
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Jun 30, 2023 | Spin on Spending |
Approximately 78% of people who work for companies with fewer than 10 employees and about 65% of people who work for companies with 10 to 24 employees do not have access to a retirement plan at work.1 That’s unfortunate, because workers with a retirement plan...
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Jun 28, 2023 | Spin on Spending |
A loan is pretty easy to understand. The lender gives the loan recipient money to be repaid over a period of months or years. In exchange for the loan, the loan recipient pays the lender interest. A line of credit is a loan with numerous benefits to borrowers. Your...
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Jun 15, 2023 | Spin on Spending |
Exciting summer travel plans are coming up, and many individuals and families are running through the usual checklists and questions. Have we chosen a destination? If traveling internationally, are our passports all up to date? Does our bank know so our credit cards...
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Jun 7, 2023 | Spin on Spending |
There are a number of ways your estate can be distributed to your heirs after you pass. Each allows a different degree of control over distribution, and each poses different challenges and opportunities. If you haven’t taken steps already, it’s important...
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Jun 1, 2023 | Spin on Spending |
Arvest Bank’s mortgage division is pleased to share information that may help homeowners who have fallen behind on mortgage payments and/or other housing-related expenses as a result of the effects of COVID-19. The Homeowner Assistance Fund (HAF) is a federal program...
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May 31, 2023 | Spin on Spending |
With age comes responsibility, so if you’re a young adult in your 20s or 30s, chances are you’ve been introduced to the realities of adulthood. While you’re excited by all the opportunities life has to offer, you’re also aware of your emerging...
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May 30, 2023 | Spin on Spending |
“Capital,” in investment terms, is money to finance the purchase of equipment, supplies and products. On the other hand, “working capital” is money spent to cover day-to-day operating costs of your business. Working capital is cash or accounts...
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May 23, 2023 | Spin on Spending |
Scammers send fake text messages to trick you into giving them your personal information — things like your password, account number, or social security number. If they get that information, they could gain access to your email, bank, or other accounts. Or they could...
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May 12, 2023 | Spin on Spending |
During your working years, you probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing income stream that will...
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May 8, 2023 | Spin on Spending |
Establishing appropriate payment solutions is vital to the operation of your business. Whether you utilize a business credit card to purchase day-to-day supplies, take card payments, or equip employees with purchasing cards, you need the right tools. Are you utilizing...
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Apr 28, 2023 | Spin on Spending |
Many family businesses don’t last beyond the first generation, and it is even more difficult to prosper beyond the second and third generations. Among the many issues to address are successor management, providing retirement income for senior owners, developing a role...
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Apr 27, 2023 | Spin on Spending |
Despite the fact that U.S. small-business owners see the proverbial glass as “half-full” in terms of their future success, some experts believe these owners face a host of issues and challenges that could force them to adjust their business models. Those issues and...
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Apr 24, 2023 | Spin on Spending |
Social media is a way to stay connected, share our interests and hobbies, as well as connect to the world at large. However, there are some individuals who may exploit the friendly nature of such platforms. The Setup Ever have a profile picture you were particularly...
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Apr 14, 2023 | Spin on Spending |
Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic concepts can help you make smarter choices regardless of whether you already have some investing...
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Apr 5, 2023 | Spin on Spending |
April is financial literacy awareness month, so it’s a great time to assess your financial goals and determine whether you are using all the tools available to achieve them. Although there are many wonderful informational resources and guides available to teach you...
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