Do you ever wonder where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help you reach your financial goals. The new year can be a...
read moreIn a remote access scam, a scammer attempts to persuade you into giving them remote control over your personal computer, which allows the scammer to con money out of you and steal your private information. If a scammer gets into your computer remotely, they could: Get...
read moreWhen it comes to financial planning resolutions, creating an action-oriented plan includes figuring out where you are, what you want, and what you need to get there. These may seem like big, overarching questions, but they can be broken down into a few smaller...
read moreSocial Security benefits are a major source of retirement income for most people. Your Social Security retirement benefit is based on the number of years you’ve been working and the amount of money you’ve earned. When you choose to begin taking Social...
read moreAs the holiday season approaches, so does the desire to give gifts to those around us. These gifts are not just for people we know. Americans are some of the most charitable people on the planet, and that trend even grew over the last two years as people came together...
read moreCongress enacted the Setting Every Community Up for Retirement Enhancement Act in 2019, generally known as the “SECURE Act.” Key elements of the law included new incentives for employers to establish qualified retirement plans, lifting the age for Required Minimum...
read moreImpersonation scams are one of the most successful ways fraudsters steal money from their victims. This type of scam has proven to be exponentially successful as both business employees and individuals are scammed into sending billions of dollars every year. Here are...
read moreAs the year comes to an end, many businesses are preparing budgets, reviewing expense reports, and evaluating employee spending. These are all time intensive tasks that can prove to be daunting without the right tools or policies in place. Your time is valuable and...
read moreWhy did you purchase life insurance? If you’re like most people who buy life insurance, you’re looking to provide a source of income for someone, such as a spouse, parent, or child, after you pass. Buying the policy was the first step. Now you’ll...
read moreWhat is conducting a periodic review of your estate plan? With your estate plan successfully implemented, one final, but critical, step remains–carrying out a periodic review and update. Everyone has different life events and changes, both planned and unplanned, which...
read moreThere are moments when we may wish we could go back in time and tell ourselves what the future holds. If only we knew, we could avoid regrettable decisions and embrace an even better future. Although, as far as we know, we can’t go back in time and messages can’t be...
read moreYou know how important it is to plan for retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact...
read moreIf you have retirement savings at a previous employer and are deciding what to do with the funds, it is important to make sure you’ve considered all your options. In general, you have the following four options when receiving a distribution from your employer...
read moreHoliday shopping is in full swing and protecting your financial information is more critical than ever! According to Adobe®Analytics, the U.S. is expected to reach $209.7 billion in online sales this holiday season (November 1st through December 31st) marking a 2.5%...
read moreWith the major stock market indices in bear market territory, this may be a good time to evaluate the potential benefits of realizing some capital losses in the investment portfolio. No one enjoys admitting defeat by selling an asset that has gone down in value, but...
read moreIt is Halloween and we all know what that means – kids young and old have two things on their minds: costumes and candy! This year, consider using the candy collected as an opportunity to teach financial literacy and saving strategies. Start a candy bank While it may...
read moreZelle® allows you to safely, quickly and easily send or receive money from those you trust such as your babysitter, fellow PTA parent or coworker. Whether you just enrolled with Zelle® or have been an active user for a while, keep these tips in mind to ensure you’re...
read moreSelling items online can be a great way to make some extra cash. Craigslist, Facebook Marketplace, and other sites attract a lot of buyers — some of which are fake. Protect yourself by watching out for the following: Fake payments These payments involve the “buyer”...
read moreExperience may be the best teacher, but that doesn’t mean we are all the best students. Many times, there are lessons we only grasp later in life once we’ve made the same mistakes over and over again. It has been said if you want your kids to learn about taxes, you...
read moreA successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing involves risk, including the possible loss of principal, here are six basic principles, which may help you...
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