Oct 31, 2022 | Spin on Spending |
It is Halloween and we all know what that means – kids young and old have two things on their minds: costumes and candy! This year, consider using the candy collected as an opportunity to teach financial literacy and saving strategies. Start a candy bank While it may...
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Oct 28, 2022 | Spin on Spending |
Zelle® allows you to safely, quickly and easily send or receive money from those you trust such as your babysitter, fellow PTA parent or coworker. Whether you just enrolled with Zelle® or have been an active user for a while, keep these tips in mind to ensure you’re...
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Oct 28, 2022 | Spin on Spending |
Selling items online can be a great way to make some extra cash. Craigslist, Facebook Marketplace, and other sites attract a lot of buyers — some of which are fake. Protect yourself by watching out for the following: Fake payments These payments involve the “buyer”...
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Oct 26, 2022 | Spin on Spending |
Experience may be the best teacher, but that doesn’t mean we are all the best students. Many times, there are lessons we only grasp later in life once we’ve made the same mistakes over and over again. It has been said if you want your kids to learn about taxes, you...
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Oct 19, 2022 | Spin on Spending |
A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing involves risk, including the possible loss of principal, here are six basic principles, which may help you...
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Oct 13, 2022 | Spin on Spending |
Do you have questions regarding your credit score? Understanding your credit can be difficult, but it is one of the most important things you can learn to set you up for financial success. To get answers for some of the questions that you may have about credit,...
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Oct 7, 2022 | Spin on Spending |
Gift cards are popular for birthday gifts, holidays, and many other occasions, and providing a gift card option could elevate your business by increasing customer spending, expanding your customer base, and building brand loyalty! If you are not yet issuing gift cards...
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Oct 5, 2022 | Spin on Spending |
Becoming a do-it-yourselfer is easier than ever, thanks to the internet and YouTube. Skills and knowledge, once available only from professionals, are now accessible to anyone with the patience to watch instructional videos. For example, a person could diagnose a...
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Sep 30, 2022 | Spin on Spending |
It can be burdensome to wonder what will happen to your estate upon your passing. However, there are plans you can put in place, with the help of professionals, to alleviate some of that weight. Estate planning is a process designed to help you manage and preserve...
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Sep 26, 2022 | Spin on Spending |
Balancing the day-to-day operations and responsibilities of a small business can leave you feeling overwhelmed. Choosing between suppliers, navigating staffing, and growing your business are extremely important to the success of your company, and finances play a...
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Sep 14, 2022 | Spin on Spending |
Whether you’re roasting marshmallows by a campfire, tailgating at a football game, or just enjoying the crisp cool nights with friends and family, the fall is a great time to be outdoors and great time to make improvements to one of your greatest assets — your home....
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Sep 9, 2022 | Spin on Spending |
In twenty-two countries around the world, a special day is designated to recognize and to celebrate grandparents. In America that day is the first Sunday after Labor Day. Creating a family and a lasting legacy is a tremendous achievement, and every grandparent should...
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Sep 2, 2022 | Spin on Spending |
Having a place to put money that you don’t need to spend on bills or necessities can help curb unnecessary spending. A savings account can hold your money for emergencies and be a good way to set aside money for a future purchase. To help you start your savings off in...
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Sep 1, 2022 | Spin on Spending |
Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs may then decrease after your...
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Aug 23, 2022 | Spin on Spending |
Go out into your yard and dig a big hole. Every month throw $50 into it but do not take any money out until you are ready to buy a house, send your child to college, or retire. It sounds a little crazy, right? This is what investing without setting clear-cut goals is...
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Aug 19, 2022 | Spin on Spending |
Forty years ago, President Ronald Reagan signed Proclamation 5847 and marked August 21 as the day seniors will be celebrated. The majority of seniors being celebrated at the time were people who lived through world wars and difficult economic times, banded together to...
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Aug 17, 2022 | Spin on Spending |
Pet scams are big business these days, with scammers posing as breeders and raking in money from many people in the United States. The Better Business Bureau estimates that pet scam reports have increased nearly five times since 2017, when the trend first came to...
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Aug 15, 2022 | Spin on Spending |
While preparing for back-to-school, cybersecurity should be a top priority. When everyone from a toddler to a teacher has access to smart devices, it’s critical that parents watch over and protect their children’s cyber security. Since children’s...
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Aug 12, 2022 | Spin on Spending |
Inflation. It’s affecting almost every industry, individual and aspect of our lives. While it’s uncertain how long inflation will last or its long-term effects, you can take strategic steps today to help protect your finances from its impact. Modify your budget for...
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Aug 11, 2022 | Spin on Spending |
Many financial professionals recommend 529 plans as the best way for most families to save for college.* After new legislation that passed in 2019, 529 plans are more flexible than ever to help you make the most of your investment and your tax-free earnings. Here are...
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