Feb 15, 2021 Spin on Spending
Credit Card Consolidation refers to combining your various credit card debt into one monthly payment. Consolidation can simplify your multiple credit card account payments but does not erase your debt. Many credit card companies offer balance transfers with their...
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Feb 11, 2021 Spin on Spending
People often think of a recipient of sudden windfall as someone like those that won the huge jackpots from the Powerball and Mega Millions last month; however, most sudden windfalls do not come from lotteries or gambling and are not huge sums. Most recipients are...
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Feb 4, 2021 Spin on Spending
Natural disasters can happen any time of the year, so having a home – and a mobile disaster supply kit can help you better manage the situation in the days that follow. Create a mobile disaster kit in a waterproof storage container that can be quickly and...
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Jan 29, 2021 Spin on Spending
The buying vs. renting debate has been going on for some time, and the truth is – there are pros and cons to both sides. What’s most important is that you make your decision based on your short- and long-term goals, as well as what’s right for your...
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Jan 21, 2021 Spin on Spending
As the temperature goes down, you may notice your utility bills start to go up. Luckily, there are ways to avoid those increases. If you’re cranking up the heat at home, that’s definitely going to increase your monthly bills. Instead, consider optimizing your window...
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Jan 20, 2021 Spin on Spending
Credit card disputes occur when a consumer disagrees with the accuracy of a charge that appears on their statement. The Fair Credit Billing Act is a federal law that gives consumers the ability to dispute charges they did not make. However, in most cases, inaccurate...
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Jan 12, 2021 Spin on Spending
Being in jeopardy is not an unfamiliar state for a business, as they are constantly evolving to survive, retain key talent, and adjust to new circumstances and demands from their customers and partners. The fact that there are always unknowable risks for the owners of...
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Jan 7, 2021 Spin on Spending
It’s the cozy season, which means we’re all spending more time at home. So, why not take this time to make some inexpensive changes to your space? Adding trim to any room makes it look more polished, and depending on the room size, it can cost under $150. If you want...
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Dec 31, 2020 Spin on Spending
The last month of the calendar year can be a helpful time to review your personal finances for a couple key reasons: 1) There may be steps you can still take to reduce your taxable income for the year and get a better tax result, and 2) By reviewing your income,...
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Dec 30, 2020 Spin on Spending
New Year’s resolutions often don’t stay in our minds long, and then reappear as the year ends to be supplanted by new ones. Do New Year’s resolutions work for you? If not, then you are in the majority. Goals are usually fulfilled or dropped as new problems arise that...
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Dec 15, 2020 Community
Join us for our monthly Cannon Institute update, hosted by Arvest Wealth Management. All Cannon Institute Teleconference Series will feature estate planning topics and a live discussion by leading authorities in wealth management. Participants will have the...
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Dec 9, 2020 Spin on Spending
Year after year, gift cards have been a highly requested holiday gift. They are easy and convenient to give, and to receive. Whether you are shopping for that person that is hard to buy for or if you are just looking for a break from the hustle and bustle, gift cards...
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Dec 3, 2020 Spin on Spending
If you like to go all-out on holiday decorating, you probably have a vision for your home décor this year. However, decorating can be expensive, especially if you’re buying new decorations. There are plenty of creative ways to make holiday decorating cheap! First, hit...
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Nov 30, 2020 Spin on Spending
It’s not a secret that COVID-19 has impacted the lives of many Americans, including some of our neighbors in the Arvest Bank footprint. Some of those impacts have been financial in nature, causing challenges for a host of families and individuals. Some have lost jobs,...
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Nov 25, 2020 Spin on Spending
Like most things this year, your holiday shopping might look different this time around. With more shoppers than ever opting to avoid crowds and buy from the comfort of home, retail analysts predict a large surge in online sales. It’s a good idea to prepare for a few...
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Nov 19, 2020 Spin on Spending
It’s the most wonderful time of the year! And the most expensive. This season, you might find yourself hosting your family for holiday meals – and grocery bills add up fast. Luckily, there are ways to save money at the grocery store. First, when making your menu, rely...
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Nov 5, 2020 Spin on Spending
The holidays are all about being thankful for what you have – and giving to those less fortunate. This Thanksgiving, if you’re looking for ways to give back, but want to make sure your charitable giving is budget-friendly, we’ve got some tips for you. Giving back...
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Oct 27, 2020 Spin on Spending
If you ask people what they regret most about their financial past, they often say they wish they had gotten serious about money sooner — much sooner. When you’re young and you aren’t paying the bills yet, it can be hard to understand how your earning, spending and...
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Oct 22, 2020 Spin on Spending
Bank fees can be scary, but if you keep track of your spending, they lose their fear factor. There are several different types of bank fees you should look out for. ATM fees, overdraft fees, and fees on insufficient funds…. just to name a few. To avoid bank fees...
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Oct 15, 2020 Spin on Spending
Young professionals are learning about the “real world” – which means it’s their first time budgeting! If you budget your money well, your early twenties can be less stressful. To make a budget, first start off with your after-tax income. Then divide it between three...
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