As the temperature goes down, you may notice your utility bills start to go up. Luckily, there are ways to avoid those increases. If you’re cranking up the heat at home, that’s definitely going to increase your monthly bills. Instead, consider optimizing your window coverings by buying insulated curtains to keep the cold out. You may also want to examine and replace the caulk around your windows and doors to keep the heat from leaking out. Try out a smart thermostat that adjusts the temperature throughout the day based on your preferences, and whether or not you’re at home. The other electrical drains are lights and appliances. Switch over to energy-efficient bulbs and be sure to unplug any appliances you aren’t using throughout the day.

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While you’re saving money on your utility bill, consider ways to save time and energy on it, too! If you’re an Arvest customer, you have the ability to pay bills automatically through Arvest online banking! Arvest BillPay lets you register and approve recipients and schedule payments each month. It takes the leg work out of paying your bills, so you won’t have to think about it!

Disclosure: Per-payment fees for Online BillPay apply for Free Blue™ and Basic Blue™ checking. Restrictions may apply.