Imagine it’s the first day of school, and we’re handing you a pop quiz. How would you rate your knowledge of credit and debit card scams? Are you more on the “I got this” end of things – or “I’m totally lost”? Either way, there are likely types of scams you...
read moreCredit scores say a lot about financial health and habits, as they indicate to prospective lenders how much of a financial risk a person is when requesting a loan for a big-ticket item. Arvest offers seven tips to help individuals improve their scores and their...
read moreThe world 50 years ago was a lot different than it is today. An individual often worked at the same job all his or her adult life, lived in the same house, and stayed married to the same spouse. In those days, too, one spouse could support a family, paying for college...
read moreEveryone is familiar with 401(k) plans, but not everyone knows they come in different flavors, one of which is the safe harbor 401(k). The one thing all these special 401(k) plans have in common is that they’re generally simpler to maintain because they’re...
read moreTaking the time to search for the right lender may mean the difference between borrowing success and failure. A business loan officer at your bank not only provides the short- and long-term financing your company needs, he or she is a great source for information on...
read moreHindsight may be 20/20, but predicting the future is always hard. “If only I had acted.” “I knew that would happen…” “The market agreed with me at the time.” These are all thoughts that pass through most investors’ minds at one point or another. The reason investors...
read moreBusinesses have adapted to a multi-channel approach; encompassing in-store, online and on-the-go purchases. When it comes to multiple shopping channels, it is important to create a seamless and consistent experience across the board. The modern customer expects the...
read moreFor many student loan borrowers – including recent graduates – student loan repayments are scheduled to start this fall. Arvest has some advice to help borrowers prepare their budgets for their new payment. Simplicity is key when it comes to managing personal...
read moreThe first half of the year is behind us. During those six months, life events happen – both planned and unplanned. It can be helpful to revisit your financial plan to ensure it still supports your goals. Here are some ways to evaluate if you are continuing on...
read moreApproximately 78% of people who work for companies with fewer than 10 employees and about 65% of people who work for companies with 10 to 24 employees do not have access to a retirement plan at work.1 That’s unfortunate, because workers with a retirement plan...
read moreA loan is pretty easy to understand. The lender gives the loan recipient money to be repaid over a period of months or years. In exchange for the loan, the loan recipient pays the lender interest. A line of credit is a loan with numerous benefits to borrowers. Your...
read moreExciting summer travel plans are coming up, and many individuals and families are running through the usual checklists and questions. Have we chosen a destination? If traveling internationally, are our passports all up to date? Does our bank know so our credit cards...
read moreArvest Bank’s mortgage division is pleased to share information that may help homeowners who have fallen behind on mortgage payments and/or other housing-related expenses as a result of the effects of COVID-19. The Homeowner Assistance Fund (HAF) is a federal program...
read moreWith age comes responsibility, so if you’re a young adult in your 20s or 30s, chances are you’ve been introduced to the realities of adulthood. While you’re excited by all the opportunities life has to offer, you’re also aware of your emerging...
read moreScammers send fake text messages to trick you into giving them your personal information — things like your password, account number, or social security number. If they get that information, they could gain access to your email, bank, or other accounts. Or they could...
read moreDuring your working years, you probably set aside funds in retirement accounts such as IRAs, 401(k)s, or other workplace savings plans, as well as in taxable accounts. Your challenge during retirement is to convert those savings into an ongoing income stream that will...
read moreEstablishing appropriate payment solutions is vital to the operation of your business. Whether you utilize a business credit card to purchase day-to-day supplies, take card payments, or equip employees with purchasing cards, you need the right tools. Are you utilizing...
read moreMany family businesses don’t last beyond the first generation, and it is even more difficult to prosper beyond the second and third generations. Among the many issues to address are successor management, providing retirement income for senior owners, developing a role...
read moreDespite the fact that U.S. small-business owners see the proverbial glass as “half-full” in terms of their future success, some experts believe these owners face a host of issues and challenges that could force them to adjust their business models. Those issues and...
read moreSocial media is a way to stay connected, share our interests and hobbies, as well as connect to the world at large. However, there are some individuals who may exploit the friendly nature of such platforms. The Setup Ever have a profile picture you were particularly...
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