Arvest Bank’s mortgage division is pleased to share information that may help homeowners who have fallen behind on mortgage payments and/or other housing-related expenses as a result of the effects of COVID-19.

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The Homeowner Assistance Fund (HAF) is a federal program to help such households catch up on overdue bills and remain in their homes. Its purpose is to help prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing financial hardship after January 21, 2020.

The program is being managed by the U.S. Department of Treasury and funding is a result of the American Rescue Plan. Each state is managing its program, so some rules and timing may vary.

Arvest encourages anyone interested to explore their options as soon as possible.

Please visit the National Council of State Housing Agencies website for more information about the program and a map that allows consumers to learn more details about what is happening in their respective states. To determine your eligibility based on your state’s requirements and availability, click on your state on the National Council of State Housing Agencies website to start the application process.