Most of us look back on our college years with fond memories. Among the things we take with us are – our degree, a few favorite t-shirts, and student loans! If your plan is to pay off your loans early, here are some tips to help: Begin repayment during the six-month grace period after graduation, pay extra to reduce the amount of interest you’re charged, earn extra income through a part-time job, and put any bonuses and tax returns you receive toward repaying your loan. Early loan pay-off can be achieved, just remember to make sure you’re not forgetting to contribute to your financial safety nets.

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Simplicity is key when it comes to managing your personal finances. Setting up automatic bill payments in Arvest Online Banking with BlueIQ™ can help ensure student loan repayment stays on track. And, mobile and online banking tools put managing your money at your fingertips. To avoid any financial surprises that might alter your plan, be sure to talk to your bank about overdraft protection options and balance alerts, as well as fraud protection monitoring. The convenience and security of being able to keep a close eye on where your money is going can help you reach your financial goals.