Loans can help you buy something today that you would normally only be able to purchase after years of saving. There are several reasons to take out a loan, the most common is for a specific purpose like renovating your house or buying a new vehicle. The Two Main...
Over the last month, many have asked themselves what they can do to help Ukrainians who are suffering, and many companies have stepped up beyond government sanction requirements. Some companies have stopped doing business in Russia, and some have raised money for...
There is nothing fun about looking for a job. The drudgery of online applications asking you to reenter the same information from the resume you already uploaded, driving to interview after interview, and that tense wait for a callback, all the while budgeting down to...
Arvest Merchant Services provides a variety of solutions that allows business customers throughout the bank’s four-state footprint to accept credit and debit cards. Additionally, local merchant relationship advisors provide dedicated support to their customers. When...
Whether you are navigating the planning stages of retirement or have already begun enjoying your retirement years, our library of resources can provide answers to your questions about retirement readiness: Retirement Planning Tax Planning Have You Checked Your...
Selling your home in a seller’s market is an obvious advantage, but that doesn’t mean you can throw a sign in the front yard and hope buyers start flocking to your door. To sell your house quickly and for the best possible price, you have to show off its best features...
What is long-term care? Long-term care refers to ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care provided by professional health...
When it comes to planning for your retirement income, it is easy to overlook some of the common factors affecting available funds. If you do not consider how your retirement income can be impacted by investment risk, inflation risk, catastrophic illness or long-term...
Each year many of us look forward to the end of winter and the start of springtime. The first day of spring is the Vernal Equinox – the day when the Sun crosses the celestial equator and moves north. During this time, the days and nights are of equal duration. There...
We all know about phishing and most of us have heard of smishing (SMS text) or perhaps vishing (voice). Enter quishing (QR codes), the newest malicious kid on the block. Due to their rising popularity as a method to share information during the pandemic, QR codes are...
According to a recent report by the Federal Trade Commission (FTC), social media has become a prime venue for many scammers. The report says last year, “more than 95,000 people reported about $770 million in losses to fraud initiated on social media platforms.” That...
When you drop a quarter into a slot machine, you know your chances of winning are pretty slim. However, risking a quarter—or perhaps much more than a quarter—may be worth it to you if the potential payoff is great enough. Insurance is very similar. You pay premiums...
In a housing market where inventory is snatched up quicker than you can say “Let’s make an offer,” finding the home of your dreams can take time. Perhaps the thought has crossed your mind to build a home instead of buying one. But is one option better than the other?...
In times of crisis, you do not want to be shaking pennies out of a piggy bank. Having a financial safety net in place can help ensure you are protected when a financial emergency arises. One way to accomplish this is by establishing a cash reserve—a pool of readily...
Have you ever answered a call or received a message from an unknown number stating that you owe money to a company you don’t do business with or won a prize for a contest that you didn’t enter? Americans answer these messages or calls every day, which leads to...
Whether you have recently been named the executor of an estate and need to know the basics, or are wondering why many families choose trust services for wealth management, our library of resources is a great place to start: Explore Arvest’s Library of Resources on...
Today in our credit series, we’re focusing on building or rebuilding your credit. Pay on time. Whether building, maintaining, or rebuilding, payment history is the single biggest factor impacting credit scores according to myfico.com. Try not to use too much of your...
It is generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you have not given your plan a thorough review within the last 12 months, now may be a good time to do so. Have you...
Today let’s focus on what exactly a credit score is and discuss ranges. First, let’s define “credit score”. It’s a number that tells lenders how likely a consumer is to repay borrowed money based on their credit history. The higher the number, the more likely...
February 2nd, or Groundhog Day, is not a random date. In fact, it is the cross-quarter day, which falls between the winter solstice and the spring equinox. This means it is right between the seasons, and a good time to think about whether it is going to be a long...