Dec 21, 2022 | Spin on Spending |
As the holiday season approaches, so does the desire to give gifts to those around us. These gifts are not just for people we know. Americans are some of the most charitable people on the planet, and that trend even grew over the last two years as people came together...
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Dec 16, 2022 | Spin on Spending |
Congress enacted the Setting Every Community Up for Retirement Enhancement Act in 2019, generally known as the “SECURE Act.” Key elements of the law included new incentives for employers to establish qualified retirement plans, lifting the age for Required Minimum...
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Dec 13, 2022 | Spin on Spending |
Impersonation scams are one of the most successful ways fraudsters steal money from their victims. This type of scam has proven to be exponentially successful as both business employees and individuals are scammed into sending billions of dollars every year. Here are...
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Dec 7, 2022 | Spin on Spending |
As the year comes to an end, many businesses are preparing budgets, reviewing expense reports, and evaluating employee spending. These are all time intensive tasks that can prove to be daunting without the right tools or policies in place. Your time is valuable and...
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Dec 6, 2022 | Spin on Spending |
Why did you purchase life insurance? If you’re like most people who buy life insurance, you’re looking to provide a source of income for someone, such as a spouse, parent, or child, after you pass. Buying the policy was the first step. Now you’ll...
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Nov 30, 2022 | Spin on Spending |
What is conducting a periodic review of your estate plan? With your estate plan successfully implemented, one final, but critical, step remains–carrying out a periodic review and update. Everyone has different life events and changes, both planned and unplanned, which...
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Nov 18, 2022 | Spin on Spending |
There are moments when we may wish we could go back in time and tell ourselves what the future holds. If only we knew, we could avoid regrettable decisions and embrace an even better future. Although, as far as we know, we can’t go back in time and messages can’t be...
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Nov 10, 2022 | Spin on Spending |
You know how important it is to plan for retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact...
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Nov 2, 2022 | Spin on Spending |
Holiday shopping is in full swing and protecting your financial information is more critical than ever! According to Adobe®Analytics, the U.S. is expected to reach $221.8 billion in online sales this holiday season, marking a 4.8% increase from 2022. As you conquer...
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Nov 1, 2022 | Spin on Spending |
With the major stock market indices in bear market territory, this may be a good time to evaluate the potential benefits of realizing some capital losses in the investment portfolio. No one enjoys admitting defeat by selling an asset that has gone down in value, but...
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Oct 31, 2022 | Spin on Spending |
It is Halloween and we all know what that means – kids young and old have two things on their minds: costumes and candy! This year, consider using the candy collected as an opportunity to teach financial literacy and saving strategies. Start a candy bank While it may...
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Oct 28, 2022 | Spin on Spending |
Zelle® allows you to safely, quickly and easily send or receive money from those you trust such as your babysitter, fellow PTA parent or coworker. Whether you just enrolled with Zelle® or have been an active user for a while, keep these tips in mind to ensure you’re...
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Oct 28, 2022 | Spin on Spending |
Selling items online can be a great way to make some extra cash. Craigslist, Facebook Marketplace, and other sites attract a lot of buyers — some of which are fake. Protect yourself by watching out for the following: Fake payments These payments involve the “buyer”...
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Oct 26, 2022 | Spin on Spending |
Experience may be the best teacher, but that doesn’t mean we are all the best students. Many times, there are lessons we only grasp later in life once we’ve made the same mistakes over and over again. It has been said if you want your kids to learn about taxes, you...
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Oct 19, 2022 | Spin on Spending |
A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful, and all investing involves risk, including the possible loss of principal, here are six basic principles, which may help you...
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Oct 13, 2022 | Spin on Spending |
Do you have questions regarding your credit score? Understanding your credit can be difficult, but it is one of the most important things you can learn to set you up for financial success. To get answers for some of the questions that you may have about credit,...
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Oct 7, 2022 | Spin on Spending |
Gift cards are popular for birthday gifts, holidays, and many other occasions, and providing a gift card option could elevate your business by increasing customer spending, expanding your customer base, and building brand loyalty! If you are not yet issuing gift cards...
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Oct 5, 2022 | Spin on Spending |
Becoming a do-it-yourselfer is easier than ever, thanks to the internet and YouTube. Skills and knowledge, once available only from professionals, are now accessible to anyone with the patience to watch instructional videos. For example, a person could diagnose a...
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Sep 30, 2022 | Spin on Spending |
It can be burdensome to wonder what will happen to your estate upon your passing. However, there are plans you can put in place, with the help of professionals, to alleviate some of that weight. Estate planning is a process designed to help you manage and preserve...
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Sep 26, 2022 | Spin on Spending |
Balancing the day-to-day operations and responsibilities of a small business can leave you feeling overwhelmed. Choosing between suppliers, navigating staffing, and growing your business are extremely important to the success of your company, and finances play a...
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