College is a time full of growth, opportunity, fun, and, more importantly, new responsibilities. For many young adults, it’s the beginning a journey towards financial independence. Besides paying for tuition and books, you must also consider the costs of living on your own for the first time. This marks a perfect time to learn how to build and follow a budget.

We can help you decide which loan is right for you.

After you build your budget, you may realize that it can be difficult to find the resources to buy that new video game, go to a weekend concert, or support your roommate’s podcast. You may even realize that setting a long-term savings goal is necessary to invest in your favorite pastime. Since part of the college journey is making memories with friends and having fun, it’s important to take a break from studying to relax and enjoy your free time. There are many fun ways to fund your hobbies, such as creating content on social media, starting new passion projects that you can sell online or in your community.  And if you have an Arvest checking account, you can earn rewards when you register for the Arvest ReferLive program and refer your friends and family to open and use a new Arvest personal checking account!

How to refer and earn

  1. Register for the program and let us know which address to send your Reward Card(s). Make sure it matches the one on your Arvest checking account.
  2. Invite your friends by adding them directly to your ReferLive account. They will receive an email about the offer details.
  3. Spread the word on social media or group texts so that all your friends know about the program.
  4. Once your invitee accepts the offer, registers for a ReferLive account, opens a new personal checking account, and fulfills the qualifications with their new account, you both will receive a $50 Visa® Reward Card. You can earn up to $250 per calendar year!

Whether you’re just starting your college career or have a couple of years left, earning rewards through ReferLive can be a way for you and your friends to help fund your activities and adventures. Learn more at